Know where your money goes.
Decide what comes next.
Track expenses, build budgets, grow savings and tackle debt — all in one simple app.
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How ClearSpend Works For You
Four foundational principles engineered to give you clarity, privacy, and complete autonomy over your money.
Your Accounts Stay Untouched
Unlike traditional budgeting apps that mandate linking your bank credentials, ClearSpend never asks for passwords or account numbers. Your banking data can never be breached or monitored.
- No third-party data broker sharing
- 100% offline-first encrypted storage
- Zero account takeover or scraping risks
Capture Money Moves in Seconds
Log transactions how you naturally live: snap receipts with fast AI vision, speak quick voice notes while on the move, forward digital invoices via Share Sheet, or type entries manually.
- High-accuracy AI camera receipt scanning
- Natural conversational voice in 20 languages
- One-tap iOS & Android Share Sheet intake
Audit Before Anything Posts
Clio organizes merchant, date, amount, taxes, and category into a clean pending draft. You always review, edit, and approve every record before it commits to your ledger.
- No phantom charges or surprise errors
- Transparent confidence scoring on drafts
- Custom category mapping tailored to your habits
Budgets, Debts & Wealth Growth
A full financial cockpit: dynamic monthly safe-to-spend envelopes, automated debt snowball payoff projections, sinking funds for savings goals, and 14-sheet Excel exports.
- Real-time safe-to-spend calculation
- Debt payoff timeline & interest tracker
- Comprehensive 14-sheet XLSX export anytime
Capture. Review. Move forward.
From everyday expenses to bigger plans, Clear Spend helps you stay in control with less effort.
Capture
Scan receipts, chat with Clio or add a voice note.
Review
Check and categorize before saving.
Move forward
See the big picture and make progress.
A plan for every part of your money.
Understand where your money goes, set smarter goals and make real progress — with help from Clio.
Simple, transparent pricing.
All the tools you need. Upgrade when you're ready.
Free
- 5 welcome credits
- Core app features
- Track expenses
- Basic reports
Plus
- Clio chat, receipt scans, voice and budget sessions included
- All premium features
- Priority support
- 100% ad-free experience
Frequently asked questions.
Is my data private?
Can I use Clear Spend on multiple devices?
What happens after my free credits?
Can I cancel anytime?
Your money, beautifully clear.
Download Clear Spend and take control today.
Scan with iPhone
Scan with Android